Empowering you in financial decisions
What We Offer
Life insurance: whole life, term life, juvenile life, indexed universal life, and living benefit term life. Annuities: fixed rate annuity, fixed indexed annuity, single premium annuity, and single premium immediate payout annuity Individual health: traditional single health insurance, short term medical insurance, indemnity plans, and hospital indemnity plans Medicare: Medicare supplements, Medicare Advantage Plans, and Part D drug plans.
Many find Medicare very confusing and complicated. We make the parts and plans of Medicare understandable and how they relate to you. There are many plans available in Kansas, and she is assigned to the majority of carriers. At the age of 65, you may choose from an attained age or issue age policy. Pam is a Medicare expert. Why pay more if you don’t have to?
Pam specializes in contractually guaranteed retirement strategies that are built to simplify your retirement years. You want your retirement income to last your entire lifetime – guaranteed.
Do you need insurance coverage for dental, vision, disability income, life insurance, etc.? There are multitudes of policies and companies. With an issue, there is also a solution! Pam will work with you and provide a solution that suits your budget
Need help with your property & casualty insurance? Here are our recommendations:
GROUP HEALTH INSURANCE
There are many rules and regulations in place with the current health care law that are complicated. Pam is a health care advisor that strives to find the best value for the premium involved. As things move forward with changes and amendments to the Affordable Care Act, she will make certain that all plans she writes are compliant to the law. As a broker, she is able to run quotes from several carriers to compare prices. There is no need to call the health insurance carrier because Pam is the customer service representative for all of the policies she write.
Pam grew up in a small southeast Kansas town, Fredonia where hard work and integrity matter. Those values is how she conducts her business. Pam’s work ethic is simple: treat others as you want to be treated. She is married to her best friend, Tom, and they have two children, Jacob and Travis. They have one granddaughter who is the light of their life! Pam is a Topeka Twilight Club member, a Topeka Lions board member, Grace Point Church member, and she serves on an executive board for human trafficking prevention and is part of an alumni society that supports the Fredonia teachers and students.
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